The harmonization of the European Market requires uniform standards in vocational education in the financial services sector. eficert sets these standards and awards the titles of "European Insurance Intermediary EII (eficert)", "Financial Adviser (eficert)" and "Financial Planner (eficert)". The certification system is based on national educational courses in the financial services sector that meet the standards of eficert.

The European Financial Certification Organisation was founded in November 2002. The members of eficert are associations and institutes which actively represent the educational interests and ideals of their sector industry wide throughout the territory of their European countries of origin in the banking, insurance, building society and/or financial services sector that meets the standards of eficert.

eficert is the largest professional and educational organisation for insurance intermediaries, financial planners and financial advisers in Europe.