- Background knowledge
- Economy, economic environment and the capital markets
- Company finance and accounting
- Basic financial mathematics and statistics
- Financial planning process and tools
- Personal risk protection
- Life insurance/private pensions
- Accident insurance
- Private health insurance/private nursing insurance
- Company’s retirement pension scheme including executive pensions
- Application of protection solutions
- Business succession planning
- Business protection planning
- Estate/heritage planning
- Savings and investments
- Asset management
- Financial instruments including derivatives
- Bank deposits and building society savings
- Mutual funds
- Private equity and venture capital
- Direct investment in shares and bonds
- Mortgages and other sources of finance and credits
- Types of credits including leasing
- Repayment methods
- Legal aspects
- Social insurance
- Legal, taxation and commercial framework for financial services (depending on the national market)
- European market for financial services (common European module)
- Legal framework, taxes and social security systems
- EU-directives and application in national laws and regulations
- Overview of the national financial services markets
- The origins and growth of the European Union
- The executive bodies of the European Union
- Financial services legislation of the European Union
- Conflict of laws
- The European financial services markets: An exemplary overview and comparison between the home country and two others
- Legal framework
- Taxes
- Social security systems and collective agreements
- Private provision
- Cross border activities from the home state of the adviser and the situation of expatriates
- Future European developments in relation to financial services
| - Performing a life cycle analysis comprising all financial, risk, legal, social and tax aspects
- Developing a financial plan that over time will meet the client’s need and interests
- Giving advice to the client on choice of suppliers of financial services
- Managing the relationship with the suppliers on behalf of the client
- Identifying opportunities and suggesting solutions to problems related to cross border transactions in Europe
- Applying the ethics of financial planning
| The student is able to develop a
comprehensive plan covering aspects concerning personal risk protection,
income protection, pensions, savings,
investment, mortgages and other asset management aspects based on a proactive review of the client’s legal, financial and social situation |
